Shop Smarter. Pay Flexibly. Own More.

Everything You Want. A Smarter Way to Pay.

Discover the products you love, contribute at your own pace, and enjoy flexible payment options with Flexcart.

Premium smartphone, headphones, smartwatch and laptop on ivory stone

FlexPay

Pay 55%, get delivery. Spread the rest over 6 months.

FlexPay plans

Contribute from ₦500

Genuine products

Sold by Flexcart only

Nationwide delivery

Charges shown upfront

Clear returns

Simple, fair policy

FlexPay

How FlexPay works

1

Choose & start small

Pick any product and contribute from ₦500 at your own pace.

2

Delivery at 55%

Once you've paid 55%, we deliver to your doorstep (₦2,000 delivery).

3

6 months to finish

Pay the remaining 45% in 6 equal monthly payments. No interest, no late fees.

Browse

Shop by category

Most loved

Best sellers

SamsungSamsung Galaxy A17 8GB RAM 256GB ROM
SamsungSamsung Galaxy A17 8GB RAM 256GB ROM
₦335,000

FlexPay: get it from ₦184,250

Currently out of stock

Right now

Trending

SamsungSamsung Galaxy A17 8GB RAM 256GB ROM
SamsungSamsung Galaxy A17 8GB RAM 256GB ROM
₦335,000

FlexPay: get it from ₦184,250

Currently out of stock

FlexPay

Own it with FlexPay

View all
SamsungSamsung Galaxy A17 8GB RAM 256GB ROM
SamsungSamsung Galaxy A17 8GB RAM 256GB ROM
₦335,000

FlexPay: get it from ₦184,250

Currently out of stock

LGLG 20L Microwave
LGLG 20L Microwave
₦120,000

FlexPay: get it from ₦66,000

MaxiMaxi 4-Burner Gas Cooker
MaxiMaxi 4-Burner Gas Cooker
₦345,000

FlexPay: get it from ₦189,750

AppleiPhone 13 128GB
AppleiPhone 13 128GB
₦765,000

FlexPay: get it from ₦420,750

AppleiPhone 14 128GB
AppleiPhone 14 128GB
₦965,000

FlexPay: get it from ₦530,750

SamsungSamsung Galaxy A15
SamsungSamsung Galaxy A15
₦245,000

FlexPay: get it from ₦134,750

SamsungSamsung Galaxy A55
SamsungSamsung Galaxy A55
₦535,000

FlexPay: get it from ₦294,250

XiaomiRedmi Note 13
XiaomiRedmi Note 13
₦255,000

FlexPay: get it from ₦140,250

TecnoTecno Spark 20
TecnoTecno Spark 20
₦175,000

FlexPay: get it from ₦96,250

InfinixInfinix Hot 40
InfinixInfinix Hot 40
₦170,000

FlexPay: get it from ₦93,500

Just in

New arrivals

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AI illustration — not an actual product photo: Philips GC1905 Steam IronAI illustration · actual item may differ
PhilipsPhilips GC1905 Steam Iron
₦40,000

FlexPay: get it from ₦22,000

BinatoneBinatone 56-inch Ceiling Fan
BinatoneBinatone 56-inch Ceiling Fan
₦55,000

FlexPay: get it from ₦30,250

BinatoneBinatone 16-inch Standing Fan
BinatoneBinatone 16-inch Standing Fan
₦50,000

FlexPay: get it from ₦27,500

BinatoneBinatone 1.8L Rice Cooker
BinatoneBinatone 1.8L Rice Cooker
₦45,000

FlexPay: get it from ₦24,750

BinatoneBinatone 2-Slice Toaster
BinatoneBinatone 2-Slice Toaster
₦40,000

FlexPay: get it from ₦22,000

BinatoneBinatone 1.7L Electric Kettle
BinatoneBinatone 1.7L Electric Kettle
₦35,000

FlexPay: get it from ₦19,250

FlexTrack

From first contribution to full ownership.

Start with as little as ₦500. Once verified contributions reach 55% of the agreed price, your order is checked for stock and approved for delivery. After delivery, the remaining 45% is spread across six monthly installments — no hidden charges.

See how it works
  1. 1Choose a product and start a plan
  2. 2Contribute at your own pace
  3. 3Reach 55% — we reserve & deliver
  4. 4Pay the balance over 6 months